TIAA Bank ($1,000 minimum): offers CD terms starting at 3 months to 5 years. You may not have heard of Banesco before, but it has strong roots in the South Floridian banking community and is FDIC insured. It offers terms from 6 months to 3 years. Idabel National Bank: 24-Month High-Yield CD - 4.50% APYÄ«anesco ($1,500 minimum): Banesco Bank has very competitive rates, including one of the highest rates for 9-month CDs.
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